Xero Discount Codes – Canada
Are you a Canadian business owner looking to reduce accounting costs? In this guide, we’ll share the latest Xero discount codes exclusive to Canada, show you how to claim up to 90 % off for six months, outline eligibility criteria, and explain why Xero remains Canada’s favourite cloud-based accounting platform.
Table of Contents
Why Canadian Businesses Choose Xero
From Vancouver to Halifax, Canadian entrepreneurs and small-to-medium enterprises trust Xero to streamline bookkeeping, invoicing and statutory compliance. Here’s why:
- Automated Bank Feeds:
Connect directly to major Canadian banks—RBC, TD Canada Trust, BMO, Scotiabank and CIBC—so transactions import daily and reconciliation takes minutes. - GST/HST & CRA Compliance:
Xero automatically calculates GST/HST on sales and purchases, generates Canada Revenue Agency (CRA)–approved tax reports, and reminds you of filing deadlines. All figures align with CRA requirements, helping you stay compliant. - Payroll & Certified Book Water Partnership:
Xero integrates with local payroll solutions (e.g. Ceridian, Wagepoint, Rise People) to handle federal and provincial payroll deductions—CPP, EI, income tax—and prepare T4/T5 summaries for CRA filing. - Mobile Accounting App:
Create invoices, reconcile bank lines and capture expense receipts on the go via Xero’s iOS and Android apps—perfect for contractors, retailers and freelancers who are often on the move. - Extensive App Ecosystem:
Seamless integrations with Canadian favourites like Ceridian Dayforce, Wagepoint, Moneris (payment gateway), GoldLine POS, and e-commerce platforms such as Shopify and WooCommerce. - Multi-Entity & Multi-Currency:
Ideal for Canadian exporters or franchises—invoice in USD, EUR, GBP or CAD, and manage multiple business entities under a single Xero dashboard. - Local Support & Community:
Xero’s Canadian support team is available via live chat, email or phone. Engage with Xero User Groups in Toronto, Vancouver, Calgary and Montreal for peer advice and best practices.
Whether you run a bakery in Vancouver, a plumbing service in Calgary or an e-commerce store in Montreal, Xero’s Canadian-focused features save you hours of admin each month—letting you concentrate on growing your business.
Current Xero Discount Codes for Canada
We’ve secured an exclusive discount code for Canadian businesses:
Save 90 % on any Xero subscription for the first six months (Starter, Standard or Premium plan). This is far more than a free trial—it’s a substantial saving designed to help you keep overheads low as you get established or scale.
Note: If you prefer slightly different terms, you can also opt for 75 % off for six months via the same partner link.
How to Redeem Your 90 % Xero Discount
- Visit our dedicated Canadian Xero partner page (link at the end of this post).
- Select your plan:
- Starter (ideal for sole proprietors and micro-businesses)
- Standard (recommended for most small businesses)
- Premium (includes multi-currency for up to 10 currencies and project tracking)
- Register as a new customer—no credit card is required at signup.
- Your 90 % discount is automatically applied at checkout
Eligibility Criteria for Canadian Xero Discount Codes
Before you click “Claim,” ensure you meet these guidelines:
- New Canadian Customers Only: Must be based in Canada with a valid Business Number (BN) or CRA-registered sole proprietor, and have never held a paid Xero subscription before.
- Not Valid with Other Offers: Cannot be combined with any other promotional codes, partner deals or third-party discounts.
- Base Subscription Only: Applies to the monthly fee of Starter, Standard or Premium plan. Add-ons (e.g. additional payroll seats, extra users, advanced analytics) will be charged at standard rates.
- Limited Time Offer: This 90 % discount is valid until [insert expiry date] or until allocated partner codes are exhausted—whichever comes first.
If you don’t qualify for the 90 % code, keep an eye on this page—Xero periodically releases new promotions (e.g. 50 % off for six months) for returning customers or accountants.
Understanding Xero Subscription Tiers (CAD Pricing)
Xero offers three main plans in Canada. All prices exclude tax (GST/HST); the appropriate rate is applied at checkout based on your province.
Plan | Starter | Standard | Premium |
Monthly Cost | CAD $15 | CAD $30 | CAD $50 |
Invoices | Up to 20/month | Unlimited | Unlimited |
Bills | Up to 5/month | Unlimited | Unlimited |
Bank Recs | Unlimited | Unlimited | Unlimited |
Multi-Currency | ✗ | ✗ | ✓ (up to 10 currencies) |
Projects | ✗ | ✓ | ✓ |
Payroll | Add-on (from CAD $6/user) | Add-on (from CAD $6/user) | Add-on (from CAD $6/user) |
After 6 months: Your subscription reverts to the standard monthly rate of the plan you selected. You can upgrade, downgrade or cancel at any time—no penalties or hidden fees.
Xero’s Key Features (Canada Edition)
- Automated Bank Feeds & Reconciliation
- Connect directly to RBC, TD Canada Trust, BMO, Scotiabank and CIBC.
- Transactions import daily; custom categorisation rules speed up reconciliation and reduce manual entry.
- GST/HST & CRA Compliance
- Pre-configured tax codes for GST (5 %) and HST (varies by province).
- Generate GST/HST returns in CRA-approved format; Xero reminds you of filing deadlines so you never miss a remittance.
- Payroll & CRA-Compliant Filings
- Integrates with local payroll providers (Ceridian, Wagepoint, Rise People) to calculate CPP, EI and income tax deductions.
- Automatically prepare and file T4, T4A and T5018 summaries for CRA, plus ROE submissions when needed.
- Professional Invoicing & Payments
- Customise branded invoice templates including your Business Number (BN), payment terms and late fees.
- Built-in support for online payments: accept credit cards (Stripe, Square), Interac e-Transfers and Moneris.
- Automated invoice reminders reduce days sales outstanding and improve cash flow.
- Real-Time Reporting & Dashboards
- Live Profit & Loss, Balance Sheet, Cash Flow and Aged Receivables/Payables.
- Sales tax liability report shows how much you owe to CRA—updated daily.
- Hubdoc Receipt Capture (Included)
- Snap receipts with the mobile app or forward digital invoices to Hubdoc. Its OCR extracts vendor, date and amount, creating draft bills in Xero—ready for approval.
- Simplifies expense tracking and ensures you’re audit-ready at tax time.
- Mobile App (iOS & Android)
- Issue invoices, reconcile bank lines and capture expense receipts from anywhere—even on job sites or at trade shows.
- Push notifications alert you to unpaid invoices, bank feed errors and impending tax deadlines.
- 1,000+ App Integrations
- Canadian favourites:
- Wagepoint & Ceridian Dayforce: Full payroll and T4/T4A integration.
- Moneris: Local payment gateway for in-store and online transactions.
- Spotlight Reporting: Advanced forecasting and multi-entity consolidation.
- Shopify & WooCommerce: Seamless e-commerce sync.
- Global staples: PayPal, Stripe, Gusto and more.
- Canadian favourites:
- Multi-Currency & Multi-Entity (Premium Plan)
- Invoice clients in USD, EUR, GBP and more (up to 10 currencies) with daily-updated exchange rates.
- Manage multiple Canadian entities or subsidiaries under one login—ideal for franchise operators or holding companies.
Pros & Cons for Canadian Businesses
Pros
- CRA-Compliant by Default
Pre-configured GST/HST tax codes and CRA-approved reporting make tax time far less stressful. - Seamless Local Payroll Integration
Xero’s partnerships with Canadian payroll providers ensure accurate CPP, EI and income tax deductions, and automated T4/T4A filings. - Intuitive, Cloud-First Design
Even non-accountants can generate invoices and reconcile bank feeds within minutes. The dashboard surfaces key metrics at a glance. - Mobile & Remote Access
Manage your books from anywhere—ideal for contractors, freelancers and mobile service providers. - Scalability
Start as a sole proprietor and grow to an SME with multi-entity and multi-currency capabilities—no platform migration required.
Cons
- Add-On Costs Can Accumulate
Payroll seats (from CAD $6/user), additional users, advanced analytics or third-party integrations each carry extra monthly fees. Factor these into your budget. - Learning Curve for Complex Scenarios
Multi-entity consolidations, advanced forecasting or in-depth project tracking may require a Xero-certified advisor or dedicated training. - No Offline Mode
Entirely cloud-based—requires an internet connection to reconcile transactions or generate reports. (The mobile app allows offline invoice drafting, but full reconciliation needs online access.)
Xero vs. Canadian Alternatives
Below is a cost-and-features comparison between Xero (with a 90 % discount for six months), QuickBooks Online Canada and Wave—highlighting key points that matter to Canadian small businesses.
Feature | Xero (90 % Off for 6 Months) | QuickBooks Online Canada | Wave (Free) |
Monthly Cost (excl. tax) | CAD $15 / $30 / $50 | CAD $25 / $45 / $80 | CAD $0 (core features); payroll extra |
Effective Monthly Cost (6 months) | CAD $1.50 / $3 / $5 | CAD $12.50 / $22.50 / $40 | CAD $0 |
Bank Feeds & Reconciliation | Unlimited + Hubdoc | Unlimited + Receipt Capture | Unlimited bank feeds |
GST/HST & CRA Compliance | Built-in CRA-approved reports | Built-in CRA-approved reports | Basic sales tax tracking, not HST-specific |
Payroll (CRA-Compliant) | Add-on (from CAD $6/user via partners) | Add-on (from CAD $45/month) | Wave Payroll (paid add-on) |
Multi-Currency | Premium plan (10 currencies) | Available on higher plans | Not supported |
Mobile App Functionality | Full bookkeeping (bank rec, invoicing, expenses) | Strong invoicing & bank rec | Basic invoicing & receipt capture |
App Integrations | 1,000+ apps (incl. Canadian-specific) | 600+ apps | Limited (PayPal, Stripe, etc.) |
Customer Support | 24/7 Email & Chat + CA Phone | Email & Chat (limited hours) + CA Phone | Email & Chat (limited hours) |
While Wave’s free tier is attractive for freelancers, it lacks multi-currency and robust payroll features. QuickBooks Online Canada is solid, but Xero’s combination of cost-effective promotion, Hubdoc automation, and strong CRA-compliance usually delivers greater long-term value. Even after the 90 % discount expires, Xero remains highly competitive—particularly for businesses that need multi-currency invoicing or advanced forecasting.
Real Canadian Businesses, Real Savings
Frequently Asked Questions
Q: Can I use the 90 % discount code if I’ve already tried Xero’s free trial?
A: Yes. The 30-day free trial is a separate promotion. As long as you’ve never held a paid Xero subscription before, you qualify for the 90 % discount— even if you previously used the trial.
Q: What happens after my six-month discount ends?
A: Your subscription reverts to the standard rates listed in the “Subscription Tiers” table above. You can upgrade, downgrade or cancel at any time—no penalties or hidden fees.
Q: How does Xero handle GST/HST rates for different provinces?
A: Xero includes pre-configured tax codes for GST (5 %) and HST (varying by province). It automatically calculates taxes on sales and purchases, and generates CRA-approved returns for your filing frequency (monthly, quarterly or annually).
Q: Does Xero support T4 and T4A filings?
A: Yes. Xero integrates with Canadian payroll providers (Wagepoint, Ceridian Dayforce, Rise People) to calculate CPP, EI and income tax deductions. It automatically prepares and e-files T4, T4A and T5018 summaries for CRA, plus ROE submissions when required.
Q: Are there any industry-specific Xero apps recommended for Canadian businesses?
A: Certainly. Popular Canadian add-ons include:
- Wagepoint & Ceridian Dayforce: Full CRA-compliant payroll.
- Moneris: Local payment gateway for in-store and online transactions.
- Spotlight Reporting: Advanced forecasting and multi-entity consolidation.
- Shopify & WooCommerce: Seamless e-commerce sync.
For Canadian businesses—from sole proprietors to growing SMEs—Xero’s combination of automated bank feeds, CRA-compliant GST/HST workflows, mobile convenience, and multi-currency support makes it the clear choice. And with our exclusive 90 % discount for six months, there’s never been a better time to switch.
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