Xero Discount Code - USA

Tip: To lock in 50 % off instead, scroll down on the partner page and select the “50 % off” option.

Eligibility Criteria for US Xero Discount Codes

Before you click “Claim,” ensure you meet these guidelines:

• • New US Customers Only: Must be based in the United States (valid EIN, SSN or ITIN) and have never held a paid Xero subscription before.

• • Not Valid with Other Offers: Cannot be combined with any other promotional codes, partner deals or third-party discounts.

• • Base Subscription Only: Applies to the monthly fee of Starter, Standard or Premium plan. Add-ons (payroll, additional users, advanced analytics) will be charged at standard rates.

• • Limited Time Offer: This 50 % discount is valid until [insert expiry date] or until allocated partner codes are exhausted—whichever comes first.

If you don’t qualify for the 50% code, keep an eye on this page—Xero periodically releases special offers (e.g. 50 % off for 3 months) for returning customers or accountants.

Understanding Xero Subscription Tiers (US Pricing)

Xero’s three main plans in the USA are priced in US dollars as follows. All prices exclude sales tax; tax rates will be applied at checkout.

Plan	Starter	Standard	Premium
Monthly Cost	$13	$31	$42
Invoices	Up to 20/month	Unlimited	Unlimited
Bills	Up to 5/month	Unlimited	Unlimited
Bank Recs	Unlimited	Unlimited	Unlimited
Multi-Currency	✗	✗	✓ (up to 10 currencies)
Projects	✗	✓	✓
Payroll	Add-on ($6/user/month via Gusto)	Add-on ($6/user/month)	Add-on ($6/user/month)

Xero’s Key Features (US Edition)

1. Automated Bank Feeds & Reconciliation

    

   • Connect seamlessly to major US banks (Chase, Bank of America, Wells Fargo, Citibank, US Bank).

      

   • Transactions import daily; apply custom categorisation rules to speed up reconciliation.

      

2. 1099 & Payroll Compliance

    

   • Native payroll (via Gusto add-on, $6/user/month) handles W-2 and 1099 contractor filings, calculates federal and state withholding tax, and generates year-end forms (W-2, 1099-MISC, 1099-NEC).

      

   • Single Touch Payroll (STP) is an Australian feature, but in the US, Xero’s Gusto integration ensures you remain compliant with IRS and state agencies—filing electronically where required.

      

3. Professional Invoicing & Payments

    

   • Customise branded invoice templates, include payment terms, automatically calculate sales tax per state (CA, NY, TX, FL etc.) and accept online payments via Stripe, PayPal, Square or Authorize.Net.

      

   • Automated invoice reminders and recurring billing accelerate cash flow.

      

4. Real-Time Reporting & Dashboards

    

   • Instant Profit & Loss, Balance Sheet, Cash Flow, Aged Receivables/Payables.

      

   • Built-in sales tax liability reports show what you owe to state and local tax authorities, updated to the minute.

      

5. Hubdoc Receipt Capture (Included)

    

   • Snap paper receipts with your smartphone camera or forward emailed receipts to Hubdoc. Its OCR engine extracts vendor, date and amount, then publishes a draft expense or bill in Xero—ready for your review-and-approve workflow.

      

6. Mobile App (iOS & Android)

    

   • Create and send invoices, reconcile bank lines, capture receipts and approve bills while on the go.

      

   • Push notifications for outstanding invoices and bank feed errors keep you informed.

      

7. 1,000+ App Integrations

    

   • US favourites:

      

     • Bill.com: Automated accounts payable and receivable workflows.

        

     • Expensify: Employee expense management and corporate card reconciliation.

        

     • Shopify: Ecommerce sales sync directly into Xero.

        

     • Square: Point-of-sale integration for retail businesses.

        

   • Global favourites: Stripe, PayPal, Gusto, and many more.

      

8. Multi-Currency & Multi-Entity (Premium Plan)

    

   • Invoice clients in CAD, GBP, EUR, AUD and more (up to 10 currencies).
     
   • Manage multiple US-based entities or LLCs under a single Xero login, with consolidated reporting for shareholders or investors.

      

     Pros & Cons for US Businesses

     Pros

     • Robust US Tax Compliance

        

       • Automated sales tax tracking by state and county.

          

       • Gusto payroll ensures W-2, 1099 filings are completed accurately.

          

     • Ease of Use & Intuitive Design
       Even first-time users can send an invoice within minutes. Hubdoc automates receipt capture, and the dashboard highlights key metrics at a glance.

        

     • Extensive American App Ecosystem
       From Bill.com and Expensify to Square and Shopify, Xero integrates seamlessly with the tools US businesses already use—reducing manual data entry.

        

     • Cloud-First & Mobile
       Real-time data is accessible from any device. No on-premise server or VPN required—ideal for remote or distributed teams.

        

     • Scalability
       Start as a sole proprietor—then add contractors, expand to multiple states or even invoice internationally without migrating platforms.

        

     Cons

     • Add-On Costs Can Accumulate
       Gusto payroll ($6/user/month), Hubdoc (included), advanced analytics, and multiple user seats add extra monthly fees. Be sure to factor in total cost of ownership.
     • Learning Curve for Complex Scenarios
       Sales tax by state, multi-entity consolidation, or class tracking may require a bookkeeper or CPA to configure.
     • No Desktop-Only Mode
       A stable internet connection is required. Although the mobile app has offline drafting of invoices, full reconciliation and reporting demand online access.

Xero vs. US Alternatives

Below is a comparison of Xero (with a 90 % discount for six months), QuickBooks Online and Wave (free tier), focusing on what US small businesses care about most.

Feature	Xero (90 % Off for 6 Months)	QuickBooks Online (Simple Start)	Wave (Free)
Monthly Cost (pre-discount)	$13 / $31 / $42	$20 / $40 / $80	$0 (core features)
Effective Monthly Cost (6 months)	$1.30 / $3.10 / $4.20	$10 / $20 / $40	$0
Bank Feeds & Reconciliation	Unlimited + Hubdoc	Unlimited + Receipt Capture	Unlimited (bank feeds)
Sales Tax & Reporting	Built-in, live liability reports	Built-in, live liability reports	Limited sales tax tracking
Payroll (W-2/1099)	Gusto integration ($6/user/month)	Native payroll ($45+ per month)	Wave Payroll (paid add-on)
Multi-Currency	Premium plan (10 currencies)	Advanced plan (10+ currencies)	✗
Mobile App Functionality	Full bookkeeping (bank rec, invoicing, expenses)	Strong invoicing & expense capture	Basic invoicing & receipt capture
App Integrations	1,000+ apps	600+ apps	Limited (Stripe, PayPal, etc.)
Customer Support	24/7 Email & Chat + US Phone	Extended Email/Chat + US Phone	Email & Chat (limited hours)

Verdict: While Wave’s free tier is attractive, it lacks multi-currency and robust payroll features. QuickBooks Online is solid, but Xero’s combination of cost-effective promotion, seamless Gusto payroll, and powerful Hubdoc automation usually delivers greater long-term value. Even after the 90 % discount expires, Xero remains highly competitive—especially if you plan to grow across multiple states or internationally.

Real US Businesses, Real Savings

Frequently Asked Questions

Can I use the 50 % discount code if I’ve already tried Xero’s free trial?

Yes. The 30-day free trial is a separate promotion. As long as you’ve never held a paid Xero subscription before, you qualify for the 50 % discount—even if you previously started a trial.

What happens after my six-month discount ends?

Your subscription reverts to the standard rates listed in the “Subscription Tiers” table above. You can upgrade, downgrade or cancel at any point—no penalties or hidden fees.

How does Xero handle sales tax across different states?

Xero’s built-in sales tax tool lets you assign a tax rate to each sales or purchase transaction. It automatically calculates state- and local-level sales tax (where supported) and generates a live sales tax liability report to help you file returns.

Does Xero offer industry-specific customisations for US businesses?

Yes. Popular US-centric add-ons include:
Bill.com: Automated accounts payable and receivable workflows.
Expensify: Employee expense management, corporate card reconciliation.
Square: Point-of-sale integration for retail and restaurants.
Shopify: Ecommerce sync for online stores.

Is customer support available in all US time zones?

Xero provides 24/7 email and live chat support. Phone support is available during extended US business hours (Eastern to Pacific). An extensive online knowledge base and community forum are also available around the clock.

Choosing the right accounting software can be a game-changer for US businesses—whether you’re a solo freelancer, a growing startup, or an established SME with multiple locations. Xero’s combination of automated bank feeds, seamless Gusto payroll, multi-currency support, and Hubdoc automation makes it a standout choice. And with our exclusive 90 % discount for six months, there’s never been a better time to make the switch.

Ready to simplify your accounting and save hundreds?
Claim your 50 % Xero discount now before this limited-time offer expires!